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Mtvarisa is a 34-year-old woman from a small village in the Sachkhere district. She lives with her husband and two infant children. Her husband is a welder and gets a monthly income from his work.

The family runs an agricultural business. In particular, it owns a plot of land, on which different vegetables are grown. The family does all the relevant seasonal work to ensure a good harvest.

In addition, the family runs a small dairy farm with four milk cows. The milk is used in dairy products.

Besides that, Mtvarisa owns a vineyard and picks grapes in the late summer. She is a very hard-working young woman with a great desire to get ahead.

Mtvarisa has requested a loan to purchase a milk cow. After purchasing the cow, she will be able to produce more dairy and increase her milk products. This will significantly increase the family income. The increased income will help the family to improve its living conditions.

Mtvarisa is awaiting your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,912,575
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Mtvarisa to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Nov 3, 2012
Currency Exchange Loss:
Mar 15, 2013