Elman is 43 years old, married and has one school-age son. He works hard to provide for his family. Elman runs a grocery store in Agsu and requested a 1800 AZN (Azerbaijani new manat) loan through AqroInvest CU to buy more stock to sell in his grocery store. He has been running the grocery store for 10 years. Elman aspires to save enough from his business activities to repair his house and to expand his business.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.