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Adjaratou C. buys cosmetics in Dakar for re-sale in Thiadiaye, a community located 35 kilometers from Mbour. The income from her business allows her to pay school fees for her children and contribute to daily expenses. She doesn't yet have a shop, so she sells house-to-house and neighborhood to neighborhood.

This is her first loan with IMCEC Mbour, and her file shows her to be a woman who honors her commitments. The income from her business will allow her to make on-time loan payments without difficulty.

Her clientele is essentially made up of women and she has got good experience in this field.

Translated from French by Teresa Kramer, Kiva volunteer

Elle achete des produits cosmetiques à Dakar pour les revendre à Thiadiaye, une commune située à 35 km de Mbour. Les revenus tirés de son activité lui permettent de payer les frais de scolarité de ses enfants et contribuer à la dépense quotidienne. Elle ne dispose pas encore de Boutique. Elle est une brave ambulante qui vend de maison en maison et de quartier en quartier.

Ce crédit réprésente son premier crédit au niveau de l'IMCEC de Mbour et d'apres l'étude de son dossier, c'est une femme qui honore ses engagements et les revenus qui sont tirés de cette activité peuvent permettre d'honorer sans difficultés les échéances de ses remboursements.

Sa clientele est essentiellement constituée de femmes et elle dispose d'une bonne expérience dans ce domaine.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 41
    View loans »
    Senegal Loans Fundraising
  • $14,549,700
    Funds lent in using Kiva
  • 424.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Adjaratou purchase and re-sale of cosmetics

Achat et vente de produits cosmétiques.

100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 15, 2008
May 26, 2008
Currency Exchange Loss:
Jul 15, 2009