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Ms. Razia is a 36-year-old married woman. She had a difficult time after her husband's business failure. She decided to work with her husband and to support her family for a better future. Three years ago she began stitching work in her house. She stitches for the people living around her house and uses the income to support her entire family. However, due to lack of availability of funds she is unable to meet the daily demands of her customers.

She is married and provides for 5 children. She is currently in her 2nd loan cycle and has borrowed Rs 20,000 from Kashf. She intends to use this loan amount to buy raw material including reels of threads in different colors and packs of laces, buttons and zippers, etc., to create a means of increasing revenue so she may be able to generate a healthier source of income. She dreams of providing a good quality education for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 336
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 95.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Razia to buy raw material including reels of threads in different colors and packs of laces, buttons and zippers, etc.,.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Nov 3, 2012
Currency Exchange Loss:
Nov 17, 2013