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Josephine
Josephine is a hardworking entrepreneur who has a bangus pry (milk fish) business in the Philippines.

She is borrowing 30,000 PHP (Philippines pesos) through NWTF to purchase additional bangus pry to sell for her bangus pry business.

Josephine has been in this business for 15 years. Josephine earns more income from raising chickens and motorcycle transport.

Josephine has been sustaining her business activities through her own efforts with the help of the loans from NWTF. She dreams to save money to expand her business in the future.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 951
    View loans »
    Philippines Loans Fundraising
  • $54,434,500
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Josephine to purchase additional bangus pry (milk fish) to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 12, 2012
Listed
Oct 28, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013