Update on LianaLiana sells groceries and other household products at a market. She has previously used a loan from KIVA to expand her product offering and it turned out well for her business and her profit. Liana was able to improve her living conditions by doing a small renovation in her home.
This time Liana is requesting a loan to purchase sugar, grains, tea, and coffee. She hopes to attract more customers and increase her profit.
В этот раз Лиана просит предоставить ей кредит для закупки сахара, крупы, чая и кофе. Она надеется привлечь больше покупателей и получить дополнительную прибыль.
Previous Loan DetailsLiana is a market entrepreneur from Kamenka. She sells groceries, tea, coffee and fruits in one of the local markets. Liana owns a small vending kiosk equipped with electricity and located in a good part of the marketplace. Liana started her business 10 years ago. Presently, she has 32,000 Grivnyas… More from Liana's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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