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Update on Maria

Maria sells women's clothing. She used her previous loan to purchase fall clothing, whereas this time she needs additional capital for the purchase of winter clothing, specifically coats and jackets.

Maria and her husband recently bought an inexpensive apartment for their son. Maria plans to use the extra profit to renovate her son's apartment and purchase some furniture.
View original language description ↓
Мария торгует женской одеждой. В прошлый раз она использовала кредит для закупки осенней одежды. В этот раз ей нужны дополнительные оборотные средства для закупки зимней одежды - пальто и курток.

Недавно Мария с мужем купили недорогую квартиру для своего сына. За счет дополнительной прибыли Мария планирует сделать ремонт в квартире сына и купить немного мебели.

Previous Loan Details

Maria is married and has two adult sons. She has her own business. Maria sells women's clothing at the city's central market. She sells dresses, jackets, blazers and imitation sheepskin coats. Maria has her own store, but leases the land under it. She has 20 years of work experience. Maria ... More from Maria's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,399,475
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,450 helped Maria to purchase winter clothing - coats and jackets.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Oct 26, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Maria. It was first posted on Kiva on Aug, 2012. Learn More