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Resmiati
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Resmiati (27 year old) sells snacks such as fish chips and cakes and also beverages, soaps, instant noodles, cigarettes and phone cards. Her business, located at Jl.Dewi Madri Renon Denpasar, is very promising because of its strategic place, off an arterial road in Denpasar. She opens her kiosk from 08:00 AM untill 10:00 PM . Since her kiosk is always busy, she often can not take rest. Resmiati works really hard since she wants to save for her four year old child's education. Now she is asking a loan to expand her kiosk. She really hopes that DINARI can help make her wish comes true.

Translated from Bahasa Indonesia by Arliadi Mahadi, Kiva Volunteer.



Resmiati (27 tahun) sehari-harinya berjualan makanan ringan seperti krupuk, jajan dan kue serta juga menjual minuan, sabun, mie instan, rokok dan juga pulsa. Usaha jualannya yang terletak di Jl.Dewi Madri Renon Denpasar cukup menjanjikan karena berada ditempat yang strategis karena merupakan jalan penghubung ke Kota Denpasar. Setiap harinya dia membuka kiosnya dari jam 08.00 pagi sampai jam 10.00 malam. Karena pelanggannya sangat ramai, dia kadang tidak sempat istirahat. Resmiati cukup ulet dalam bekerja, karena dia berkeinginan nantinya dari hasil usahanya dia bisa menabung untuk pendidikan anaknya yang saat ini berusia 4 tahun. Saat ini dia mengajukan pinjaman untuk modal membesarkan kiosnya. Dia sangat berharap DINARI bisa mewujudkan keinginannya.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 89
    View loans »
    Indonesia Loans Fundraising
  • $5,140,300
    Funds lent in using Kiva
  • 9,297.0
    Indonesia Rupiahs (IDR) = $1 USD