Francisca is a member of the group "Chicas de Hoy." She is a mature woman at the exuberant age of 42. She is single, she sells cleaning products, and she has a nutrition club. She has had the nutrition club for 2 years and she decided to begin it so that she could help her mother, who was very sick at the time. Thanks to these nutrition products, her mother was able to improve her health. Francisca also began selling cleaning supplies about a month ago.
With this loan she will buy more products and be able to serve more customers. She believes that her group is very punctual with payments and they always try to learn new things.
Francisca es integrante del grupo Chicas de hoy, es una mujer madura y sobresaliente de 42 años de edad, es soltera y se dedica a la venta de artículos de limpieza y tiene un club de nutrición. Lleva con su club de nutrición 2 años y decidió a comenzar con el negocio para poder ayudar a su madre que estaba muy enferma y gracias a estos productos pudo mejorar su salud y acaba de empezar con la venta de productos de limpieza (1 mes). Con el crédito invertirá en mas producto y comprara mesas y sillas para su club. A Francisca le gustaría mucho terminar de pagar todas las deudas de su negocio y mejorarlo para poder tener mas clientes. Ella piensa que su grupo es muy puntual con los pagos y siempre tratan de aprender mejores cosas.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.