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Teresa Agustina
This communal bank member is Señora Teresa. She belongs to the communal bank "Señor de los Temblores II" in the city of Cusco, Peru. She is a young mother of a family and is very hard-working. She sells trimmings that are used for crafts such as sewing, embroidery, decorations, dolls, etc. Teresa is applying for the loan to buy merchandise such as colored ribbons, lace trimming, fabrics, and accessories such as needles and fasteners to stock her business. Teresa has worked for some time at this business, which allows her to provide for her family, and thus she is very grateful to Kiva for allowing her to strengthen her business.
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La socia es la señora Teresa, ella pertenece al banco “Señor de los Temblores II” de la ciudad del Cusco – Perú. La socia es una joven madre de familia muy trabajadora, ella se dedica al comercio de productos de pasamanería para realizar manualidades como costura, bordados adornos muñecas etc. Teresa está solicitando el préstamo para comprar mercadería como cintas de colores, cintas de encaje, telas, accesorios como agujas y broches, para capitalizar su comercio. Teresa trabaja hace algún tiempo en esta su actividad, la cual le permite llevar el sustento a su hogar, y por ello la socia está muy agradecida con KIVA por permitirle fortalecer su comercio.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Teresa Agustina to buy colored ribbons, lace trimming, fabrics, and accessories to stock her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 2, 2012
Currency Exchange Loss:
May 17, 2013