Unfortunately José was not able to study for a professional career, as from a very young age he had to work to help his parents. But he would have very much liked to have done so. In his free time, he likes to play football with his friends and neighbors, and sometimes takes advantage of the chance to eat a very delicious "chupe de camarones" (Peruvian shrimp chowder), a traditional dish of his city.
On his own initiative, and with a great deal of effort and determination, José has worked for several years providing transportation services. He has a small taxi which he uses as his means of work. Every day, from a very early hour of the morning, José goes out to travel the streets of his city in search of passengers.
He can work around 12 hours a day, and believes it is going well because he knows the areas where he can find the greatest number of customers.
José is very grateful to the Kiva lenders, as thanks to the help offered he will be able to purchase a small car, which he will use to continue offering transportation services. In this way, José will continue working and doing his best, so that he and his family can better themselves, and so that he can achieve his dream of seeing his sons become good professionals.
Por iniciativa propia, con mucho empeño y dedicación, desde hace varios años, José trabaja brindando servicios de transporte, él cuenta con un pequeño taxi, él cual utiliza como herramienta de trabajo, todos los días desde tempranas horas de la mañana José sale a recorrer las calles de su ciudad en búsqueda de pasajeros, él pude trabajar un aproximado de 12 horas y cree que le va bien porque conoce las zonas donde encontrar mayor cantidad de clientes.
José se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un pequeño auto, él cual utilizará para seguir brindando servicios de transporte; de esta manera José seguirá trabajando y esforzándose para junto con su familia puedan superarse y lograr su sueño de ver a sus hijos convertidos en buenos profesionales.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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