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Oscar Antonio

Update on Oscar Antonio

Oscar is a fifty-year-old man who comes from a farming family. He has approximately 1.75 acres of land planted with pineapples, and also works as a security guard. This is because he alone has to cover the various household expense. His wife does not work as it is so difficult to find a job at the moment.

He has had problems with his crops due to pests, but he gets by as best he can, overcoming all obstacles. The loan which he is applying for is to buy insecticide, fertiliser and urea so as to take precautions against such problems. He hopes that, in the future, he will be able to plant 3.5 acres with pineapples, along with other crops for a bit of variety, and to leave his grandchildren secure jobs from which to make a living.
View original language description ↓
El señor Oscar de la edad de 50 años, de familia agricultora tiene 1 manzana de piña sembrada y también trabaja como guarda de seguridad para poder cubrir el solo con los diferentes gastos del hogar, ya que su esposa no trabaja por que hoy en día esta difícil encontrar un empleo, ha tenido dificultades con sus cultivos por el ataque de plagas pero a cómo puede sale adelante venciendo obstáculos y para prevenirse de esto, el crédito solicitado será para comprar insecticidas, abono, urea para darle mantenimiento y esperando que en un futuro pueda llegar a sembrar dos manzanas de piñas con otros cultivos para tener variedad y heredarle a sus nietos un trabajo seguro para subsistir.

Previous Loan Details

Oscar Antonio C. González, age 49, lives in the Denis Lirios neighborhood in the Ticuantepe municipality. He lives with his wife, who works as a merchant in order to help him with the household expenses. They have five children, who are all independent and married. His plan for the future is... More from Oscar Antonio's previous loan »

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $3,636
    Average annual income
  • 157
    View loans »
    Nicaragua Loans Fundraising
  • $24,077,475
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,275 helped Oscar Antonio to buy insecticide, fertiliser and urea.
96% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 17, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2014