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Update on Ramona

Ramona continues making artisan crafts which she makes herself. She makes hammocks from fabric, necklaces, belt handles and decorations and has many orders. She also has a bakery and on Sundays she makes patasca (a highly nutritious beef or sheep soup). She says that her credit is going well for her and for this reason she is requesting another loan to buy fabric to make hammocks. Ramona is a very hard working woman who commits to two businesses to take care of her family because they are her only sources of income.
View original language description ↓
La Sra. Ramona sigue con la actividad de venta de artesanías las cuales las hace ella misma, realiza hamacas de hilo, collares, manillas cinturones y adornos, muchas veces tiene pedidos. También se dedica a la panadería y los domingos hace patasca cuenta que le fe fue muy bien con el credito, por este motivo esta solicitando otro credito que es para la compra de tela para la realizacion de hamacas, la Sra. Ramona es una mujer trabajadora ya que se dedica a dos actividades para mantener a su familia ya que esta es su unica fuente de ingreso.

Previous Loan Details

Ramona lives in the Plan 3000 neighborhood. She lives in her own home with her three children and her parents. She sells handcrafts which she makes herself. She makes yarn hammocks, necklaces, bracelets, belts, and accessories. She often takes orders. She also makes breads, and on Sundays she mak... More from Ramona's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 164
    View loans »
    Bolivia Loans Fundraising
  • $33,489,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ramona to buy fabric.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 23, 2012
Currency Exchange Loss:
Jan 17, 2015
This photo was used before for a previous loan for Ramona. It was first posted on Kiva on Jan, 2012. Learn More