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Aldaida Nicolasa
Aldaida Nicolasa has worked as an elementary school teacher in a public school in the town of La Paz Centro for 27 years to get her family ahead. She's a single mother of two children, whom she has given an education, food, and the other basic necessities of a home.

She's requesting her second loan from CEPRODEL to buy corrugated metal, cement, and bricks, and to pay for labor to improve her house by repairing the roof and dividing the rooms.

Her dream is to have a decent roof for herself and her family.

In the photo, Aldaida is with her elementary students teaching a physical education class in the school where she works.
View original language description ↓
Aldaida Nicolasa trabaja para una escuela pública en el municipio de la paz centro desde hace 27 años como profesora de primaria con lo que ha sacado adelante su familia quien la conforma ella y dos hijos brindándole estudio, alimentación y demás necesidades básicas de un hogar, es madre soltera.

solicita a ceprodel el segundo crédito para mejora de su casa de habitación con reparación del techo y separación de cuartos con la compra de zinc, cemento, ladrillos y pago de mano de obra para. sus sueños es tener un techo digno para ella y su familia.

En la foto la señora Aldaida sale con sus alumnos primaria impartiendo clase de educación física en la escuela donde ella trabaja

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 91
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Aldaida Nicolasa to buy construction materials for her house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Oct 30, 2012
Currency Exchange Loss:
Dec 21, 2013