She is applying to CEPRODEL for a loan to improve her home by repairing the roof and separating the rooms and the kitchen. She will buy zinc roofing, cement, and bricks, and pay for labor in order to offer better living conditions to her children.
In the photo, Martha is giving lessons in the schoolroom to children ages 4 to 6 at the third level.
solicita a ceprodel un crédito para mejora de su casa de habitación con reparación del techo y separación de cuartos y cocina con la compra de zinc, cemento, ladrillos y pago de mano de obra para otorgarle una mejor condición de vida a sus hijos.
en la foto Martha esta impartiendo clase en la aula a los niños de 4 a 6 años edad en tercer nivel
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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