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Ramón
Ramon, 54, is married and has one child. He is a farmer, and he's also had a store in his house for 6 years. His wife runs the store when he is not at home. In order to attend to his business he gets up at 5am, because his customers arrive in the morning to make their purchases. When he goes to work on the farm, he gets up even earlier, works for 6 hours, and later returns for lunch. He acquires his products in the city; to get there he has to walk on foot until he can board a bus that takes 40 minutes to arrive in the city.

Ramon is requesting a loan from Fundacion Campo to buy 300 pounds of sugar, 300 pounds of rice, 3 crates of soap, 10 boxes of bleach, 10 gallons of cooking oil, 10 cartons of eggs, salt, bread, soft drinks, batteries, cards, and other products. With this investment, he plans to meet the demand of his customers, because there are times when they are looking for certain products and he doesn't have them available. Ramon's dream is to save to build a brick house, because the home he lives in is made of daub and wattle and it doesn't provide him with the security he needs for his household and his business. He also wants to provide his child with an education.
View original language description ↓
Don Ramón tiene 54 años de edad, es casado y tiene un hijo. Él se dedica a la agricultura y a administrar su propia tienda en su casa desde hace seis años. Su esposa la atiende cuando él no esta en casa. Para atender su negocio se levanta a las 5:00 a.m. debido a que los clientes llegan de mañana para realizar sus compras. Cuando va a trabajar a la agricultura se levanta mas temprano, trabaja durante siete horas y luego se regresa a almorzar. Los productos los adquiere en la ciudad, para llegar ahí debe caminar a pie hasta abordar un autobús que tarda cuarenta minutos en llegar a la ciudad.

El préstamo que esta solicitando a Fundación Campo, es para comprar 3 quintales de azúcar, 3 quintales de arroz, 3 cajas de jabón, 10 fardos de lejía, 10 galones de aceite 10 cartones de huevo, sal, pan, gaseosas, baterías, tarjetas, entre otros más. Con la inversión pretende satisfacer la demanda de sus clientes ya que hay ocasiones que buscar ciertos productos y él no los tiene disponibles. Su sueño es ahorrar para construir una casa de ladrillo ya que en la que vive es de bahareque y no le brinda la seguridad que necesita en su hogar para el negocio y brindar la educación a su hijo.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 659
    View loans »
    El Salvador Loans Fundraising
  • $24,185,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped Ramón to buy 300 pounds of sugar, 300 pounds of rice, 3 crates of soap, 10 boxes of bleach, 10 gallons of cooking oil, 10 cartons of eggs, salt, bread, soft drinks, batteries, cards, and other products.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 17, 2012
Listed
Nov 2, 2012
Currency Exchange Loss:
N/A
Expired:
Dec 2, 2012