Nicholas, 20, is a farmer in Litein County in Kenya. He has been practicing mixed farming for one year producing tea and milk which he sells to the people in his locality.
He is requesting a 40,000 KES loan from Juhudi Kilimo to purchase poultry which will help in increasing his income and help to improve his living standards. He plans to have built a modern dairy unit for his dairy cow in five years.
Dairy feed, pests and diseases are his major challenges in farming.
Nicholas is very thankful to Juhudi Kilimo for giving him the loan.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.