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Update on Selina

This is the third loan that Selina has requested from Yehu Microfinance Trust because she needs to buy more stocks of wheat flour, maize flour, and rice. At the moment, she does not have enough working capital to increase her sales because she buys on a daily basis and in small quantities. Her goal is to have a wholesale shop in town, where she will be helped by her husband. A shop would give her a higher income so that she could keep improving the family's well-being.

Previous Loan Details

Selina is a married woman with four children (three boys and one girl). She lives at a rental house that has neither electricity nor piped water. Her greatest monthly expenses are food, school fees and rent bills. For the past four years, she has operated a retail shop business, selling to her... More from Selina's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 954
    View loans »
    Kenya Loans Fundraising
  • $42,866,450
    Funds lent in using Kiva
  • 85.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Selina to purchase household goods, wheat flour, maize flour and sugar.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 2, 2012
Oct 28, 2012
Currency Exchange Loss:
Dec 17, 2013
This photo was used before for a previous loan for Selina. It was first posted on Kiva on Jun, 2011. Learn More