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Sadije is forty-six years old. She is married and has two children, ages fourteen and twenty-six. Neither she nor her husband works at this time. In her family only her daughter works and she works in a cake shop. This wonderful and loving family lives in unacceptable conditions.

During the rainy season and in wintertime, they have a serious problem with windows and doors. Sadije’s family are requesting a loan in order to renovate their house and to buy windows and doors, replacing the old ones with new ones. This loan will help them to have better conditions for their lives.

Sadije is grateful to Kiva lenders for improving the family's living conditions and standard of living.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 32
    View loans »
    Kosovo Loans Fundraising
  • $1,948,125
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Sadije to renovate their house and to buy windows and doors.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Oct 28, 2012
Currency Exchange Loss:
Feb 17, 2014