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Update on Juma

Juma used his previous Kiva loan to purchase bundles of wheat flour, maize flour, sugar and rice. His business has done very well. He is applying for a loan to expand to a wholesale business to earn more profits in his business. His goal is to attain a larger expansion of his market to reach higher sales than currently.

With the new Kiva loan he’s applying for, he will add stock of sacks of rice, sugar and wheat flour. His message for Kiva lenders is the following: “Continue helping small businesses to improve their income.”

Previous Loan Details

Juma is a married man with two children, aged seven and two years. He owns a house that neither has electricity nor piped water. His greatest monthly expense is food for the family. For the past ten years, he has operated a retail shop business, selling to his neighbours and passersby. He fac... More from Juma's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 702
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 85.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Juma to purchase added stock of sacks of rice, sugar and wheat flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 28, 2012
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Juma. It was first posted on Kiva on Aug, 2011. Learn More