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Suraiya's Group
In this Group: Suraiya , Dilshad, Fareeda, Shagufta, Shamim, Gulnaz, Aabida, Rubina, Rehana
Suraiya is 40-year-old, energetic, and diligent woman. She lives in Punjab, Pakistan along with her husband and 3 sons. Her husband is a labourer and also run his own vegetable shop . One of her sons works as a salesman in a general store.
Suraiya is an efficient and hardworking embroider. Since 2009, she has been doing all the embroidery work at home. She makes embroidered materials including tablecloths and bed sheets and sells them in the market. Now she is interested in purchasing some materials for her business. As a member of a 9-person lending group, she has requested a loan from Kiva's partner BRAC Pakistan to purchase materials like needles, cloth, and other accessories. With the profits, she will save for her family. She dreams to live a happy, healthy, and peaceful life with her family. Many thanks and best wishes to all staff of Kiva and BRAC Pakistan from her.

Note: In the picture Suraiya holds a passbook in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 242
    View loans »
    Pakistan Loans Fundraising
  • $14,499,975
    Funds lent in using Kiva
  • 95.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Suraiya's Group's $1,925 loan helped a member to purchase embroidery material.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 22, 2012
Listed
Nov 3, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013