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Luzminda
Luzminda is a hardworking entrepreneur who has a videoke rental business in the Philippines. She has been in this business for three years.

Luzminda has been sustaining her business activities through her own efforts, with the help of the loans from NWTF. She is borrowing PHP 23,000 through NWTF to purchase additional videoke machines for her videoke rental business.

Luzminda earns additional income from a general store, buying and selling rice grains and farming sugarcane.

She dreams to build and expand her business to secure the financial stability of her family in the future.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1048
    View loans »
    Philippines Loans Fundraising
  • $57,699,900
    Funds lent in using Kiva
  • 41.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Luzminda to purchase additional videoke machines for her videoke rental business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 24, 2012
Listed
Oct 27, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013