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Mercedes Maribel
The Communal Bank Los Tres Ángeles meets every 15 days in the Montecristi Canton, known for its rich pre-colonial culture and the artisan crafts, known for at a national and international level. This is where the famous straw hats come from.

Mercedes, 26, lives here. She is married and has four children, ages 11, 10, 8, and 2. The three oldest are in school. Her husband is a builder.

Mercedes sells all kinds of clothing, sheets, and quilts, with the idea of earning some money herself and with it, advancing her household. She sells by going from door to door. She also sells in her home, where her best-known customers come. She takes advantage of the mornings to go out and sell, because that is when her children are in school. She sells to her customers on credit and receives a payment every 15 days. Every time she needs merchandise, she goes to Guayaquil to buy it. She started her business with the first loan that she got from the bank, and she is very grateful, as she is able to earn something for the good of her family.

She is going to use this loan to buy more merchandise, like: pants, blouses, shirts, sheets, and quilts. She has been part of the Communal Bank from the beginning, and she likes it because she started her business thanks to the first loan. Her dream is to see her children finish their studies and be professionals.
View original language description ↓
EL Banco Comunal Los Tres Ángeles se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Mercedes, tiene 26 años de edad, está casada y de esta relación tienen cuatro hijos de 11, 10, 8 y 2 años de edad, los tres mayores estudian en escuela. Su esposo es albañil.

Doña Mercedes con la intención de ganar algo por su cuenta y con esto poder salir adelante en el hogar se dedica a la venta de ropa de todo tipo, sabanas y edredones, su forma de venta es puerta a puerta y también vende en su casa hasta donde llegan sus clientes más conocidos, siempre aprovecha las mañanas para salir a vender ya que a esa hora sus hijos están en la escuela, deja a crédito a sus clientes y cobra cada quince días. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Ella empezó su negocio con el primer crédito que recibió del banco y está muy agradecida ya que así gana algo por el bien de su familia.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas, sabanas y edredones. Está en el Banco Comunal desde el inicio y le gusta porque gracias al primer crédito empezó su negocio.

Sus sueños es ver que sus hijos terminen sus estudios y sean buenos profesionales.

About Ecuador

  • $10,600
    Average annual income
  • 102
    View loans »
    Ecuador Loans Fundraising
  • $24,134,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Mercedes Maribel to buy pants, blouses, shirts, sheets, and quilts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 16, 2012
Listed
Nov 2, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013