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Martha Ideria
The Communal Bank, "Los Tres Ángeles (Three Angels)", meets every fortnight in the Montecristi Canton, which is known for its rich culture and its pre colonial craftsmanship that is recognized nationally and internationally. It is the location of the famous Panama hats.

This is where Martha lives, she is 53 years old, married and has three children. They are all grown and independent adults. Her husband is a craftsman who makes straw hats​​.

Martha intended to gain something on your own and with that be able to get ahead and help her husband with the household expenses. She sells all kinds of clothes door to door and also sells from her home where her customers come when they need a garment or new merchandise. Martha goes out to sell three days a week, leaving her customers with credit and then collecting every fortnight. She goes to Guayaquil to purchase merchandise whenever she needs it. She has been in this business for more than 20 years so she already has a strong customer base

This loan will be used to buy merchandise such as pants, blouses, shirts and children's clothing. Martha has been in the communal bank since its beginning and likes it for the help they always give and the credit to get by.
 
Her dream is to have a local shop.
View original language description ↓
EL Banco Comunal Los Tres Ángeles se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Martha, tiene 53 años de edad, está casada y de esta relación tienen tres hijos todos mayores de edad e independientes. Su esposo es artesano, el elabora sombreros de paja toquilla.

Ella con la intención de ganar algo por su cuenta y con esto poder salir adelante y ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa hasta donde llegan sus clientes cuando necesitan alguna prenda o cuando lleva mercadería nueva, ella sale a recorrer tres días de la semana, deja a crédito a sus clientes y cobra cada quince días. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Tiene más de 20 años que se dedica a esta actividad por lo cual ya tiene mucha clientela que siempre le compran.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde el inicio y le gusta por la ayuda que siempre le dan los créditos para salir adelante.

Su sueño es tener un local.


About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Martha Ideria to buy pants, blouses, shirts and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 16, 2012
Listed
Nov 2, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013