Check out some available loans that are similar to this one!

Update on Norma

Norma belongs to the Communal Bank, "Señor de los Temblores II", of the city of Cusco - Peru. She is a very hardworking young woman who remains dedicated to the printing industry doing all kinds of work.

This time, Norma is requesting a loan to buy materials such as stationery and printing supplies to make next year's almanacs or calendars. Norma works hard and makes sacrifices to grow her printing business so she is very grateful to Kiva for allowing her to strengthen her trade.
View original language description ↓
La socia es la señora Norma, ella pertenece al banco “Señor de los Temblores II” de la ciudad del Cusco – Perú. La socia es una joven muy trabajadora, ella continua dedicándose a la industria de la imprenta realizando todo tipo de trabajos en general, Norma en esta oportunidad está solicitando el préstamo para comprar materia como papelería y suministros de imprenta, para la próxima campaña de almanaques o calendarios, Norma trabaja mucho y se sacrifica para hacer crecer su imprenta, y por ello la socia está muy agradecida con KIVA por permitirle fortalecer su comercio.

Previous Loan Details

Norma was born in Cusco. She is 32 years old and lives with her partner. The couple have a printing workshop where they produce all kinds of stationery and printed materials. Norma and her partner have been in this business for some time and it is doing very well. They need a loan to stock ... More from Norma's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $60,105,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Norma buy materials such as stationery and printing supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 2, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Norma. It was first posted on Kiva on Apr, 2012. Learn More