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Carlos Enrique
Carlos is a 22 year old man. He is single and lives with his parents and siblings in the city of Pucallpa. He is a cheerful, hardworking, and enthusiastic young man who has a great desire to succeed. Unfortunately, because he needed to work and pay the bills, he hasn't been able to pursue the mechanics course that he wants so much, but he dreams of being able to do so. In his spare time, he likes to play soccer with his brothers and friends and he sometimes make a delicious sardine stew to share with his family.
With much persistence and dedication, and on his own initiative, Carlos started his own business selling groceries. He works about 12 hours a day in his business and can serve an average of 35 customers. Carlos believes that his business is doing well because he has good customers and gives them good service.
Carlos is very grateful to the Kiva lenders as, thanks to the help they have offered him, he can buy merchandise for his business such as: rice, sugar, milk, oil, beans, and more In this way, Carlos will be able to have a better-supplied store and he hopes to increase his sales and his income so that he can realize his great dream of building his own home.
View original language description ↓
Carlos es un hombre de 22 años, es soltero, vive con sus padres y hermanos en la ciudad de Pucallpa, el es una joven muy alegre, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por la necesidad de trabajar y solventar sus gastos no ha podido cursar la carrera profesional de Mecánica que tanto desea, pero sueña con poder hacerlo; en sus ratos libres le gusta jugar futbol con sus hermanos y amigos, y en algunas ocasiones prepara un riquísimo Sudado de Sardina para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Carlos puso en marcha su pequeño negocio de de venta de abarrotes, el dedica a su negocio un aproximado de 12 horas diarias y puede atender un promedio de 35 clientes; Carlos cree que su negocio marcha bien debido a que tiene buena clientela y a su buena atención.
Carlos se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería para su negocio, tales como: arroz, azúcar, leche, aceite, menestras, entre otros; de esta manera Carlos tendrá su negocio mejor abastecido y acondicionado, así espera poder incrementar sus ventas e ingresos económicos, para con ellos cumplir su gran sueño de poder construir su vivienda.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 55
    View loans »
    Peru Loans Fundraising
  • $54,539,125
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Carlos Enrique to buy merchandise such as: rice, sugar, milk, oil, beans, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 22, 2012
Listed
Oct 22, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013