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Ramatoulaye's Group
In this Group: Ramatoulaye, Awa, Fatou, Nogoye, Fatou, Sokhna
The banc villageois, to which this group belongs, was created on the 19th of September, 2004. The group is made up of 6 members who live in the same village. They enjoy good relationships with each other and are supportive of one another. Their main businesses are retail, livestock-fattening and the restaurant business.

Sokhna, standing on the right of the photo and raising her hand, is 73 years old. She is married and the mother of 7 children, 1 boy and 6 girls. Her main business is retail, a line of work she has been in for around 20 years. She plans to use this loan to buy bags of cabbages, carrots and aubergines, so that she can strengthen her vegetable-selling business. She will use the remainder of the money to buy 2 bags of second-hand clothing which she will sell at the weekly markets. The profits she makes enable her to increase her savings and meet her family's needs.
Le Banc Villageois dont fait partie ce groupe a a été mis en place le 19 novembre 2004. Il est composé de 06 membres qui habitent dans la même localité. Elles entretiennent de bonnes relations et sont solidaires entre elles. Leurs principales activités sont le commerce, l'embouche et la restauration.
Sokhna, debout à droite de la photo et levant la main est âgée de 73 ans. Elle est mariée et mère de 07 enfants dont 01 garçon et 06 filles. Sa principale activité est le commerce, activité qu'elle pratique cela fait environ 20 ans.
Avec le prêt, elle compte acheter des sacs de choux, de carottes et d'aubergine pour renforcer son commerce de légumes et avec ce qui reste de l'argent, elle va acheter 02 sacs de friperie qu'elle va écouler dans les marchés hebdomadaires.
Les bénéfices lui permettent de renflouer son épargne et de subvenir aux besoins de sa famille.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 38
    View loans »
    Senegal Loans Fundraising
  • $14,558,450
    Funds lent in using Kiva
  • 502.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ramatoulaye's Group's $4,875 loan helped a member to buy vegetables and second-hand clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Oct 8, 2012
Dec 1, 2012
Currency Exchange Loss:
May 17, 2013