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Married to a building technician, Kamilo is 30 years old and the mother of a 6-month-old child.

In 2006, she started to sell "pagnes" (traditional West-African fabrics), telephone recharge cards and food products, from her home.

To overcome the difficulties associated with local competition, Kamilo has applied for a second loan from WAGES. This loan will be used to buy products that she will resell to her customers.

Kamilo wants to reinvest in her business and ensure the well-being of her family.
View original language description ↓
Mariée à un technicien bâtiment, Kamilo âgée de 30ans est mère d’un enfant de 06 mois. En 2006, elle a démarré son activité de vente de pagnes, de cartes de recharge et des produits d’alimentation générale à domicile. Elle est par moment confrontée aux problèmes de concurrence sur le terrain et pour pallier à ce problème, elle fait un second crédit à WAGES pour acheter des marchandises qu’elle va revendre à ses clients. Elle veut réinvestir dans l’activité et assurer le bien – être de la famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 6
    View loans »
    Togo Loans Fundraising
  • $8,708,650
    Funds lent in using Kiva
  • 502.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
A loan of $1,200 helped Kamilo to buy "pagnes", telephone recharge cards, and general food products.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Nov 1, 2012
Currency Exchange Loss:
Nov 30, 2012