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Gilma Cristelia

Update on Gilma Cristelia

Gilma needs more working capital, and this is why she is applying for a new loan in order to purchase agricultural supplies for the half manzana (about 1.4 acres) of beans that she has planted. She will do this by buying fertilizer and herbicides, and will also buy two pigs for slaughter, as well as the feed concentrate for fattening them.

This will help her to maintain a stable livelihood. She says that with the previous loan she obtained more earnings, and has a more profitable business so that she can meet her household expenses. In addition, her family has enjoyed a better diet.
View original language description ↓
Gilma, necesita más capital, es por eso que está solicitando un nuevo préstamo para la compra de insumos agrícolas para media manzana de frijol que tiene sembrada, comprandose abono y herbicidas, ademas comprara dos cerdos para el destazo y la comida para engorde como lo es el concentrado, esto le ayudara a mantenerse estable en sus actividades diarias.
Ella comenta que con el préstamo anterior obtuvo más ganancias y un negocio más rentable para poder salir con los gastos del hogar y su familia ha gozado de mejor alimentacion.

Previous Loan Details

Gilma makes her living growing basic grains and raising pigs. She's an honest woman and a real fighter. She lives with her children, who are fifteen, thirteen, nine, six, and five-years-old, and they're all dependent. The four older ones are in school. Her husband helps her out with the pig f... More from Gilma Cristelia's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 448
    View loans »
    El Salvador Loans Fundraising
  • $23,269,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gilma Cristelia to buy fertilizer and herbicides, as well as two pigs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 24, 2012
Listed
Oct 22, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 19, 2013
This photo was used before for a previous loan for Gilma Cristelia. It was first posted on Kiva on May, 2012. Learn More