The group SANG DE JESUS consists of three people who live in the same neighborhood in Benin. This is the third time that the group is seeking financial assistance from ALIDé to bolster their activities.
The group’s representative is Fabei Blandine, whose hand is raised in the photo. Fabei Blandine, age 60, is a widowed mother of six dependent children who have all attended school. She lives with her children and supports their various needs.
Fabei Blandine never attended school. For the past 15 years, she has been selling cereals (maize, beans) and yams. This allows her to support her family without much difficulty.
To meet customer demand, Fabei Blandine wants to strengthen her stock and bolster her activity. To that end, she is seeking a third loan from ALIDé together with the other members of the group SANG DE JESUS.
Le groupe SANG DE JESUS est formé de trois personnes qui résident dans le même quartier au Bénin. La représentante de ce groupe, nommée Fabei Blandine, est celle dont la main est levée sur la photo. C’est la troisième fois que ce groupe sollicite l’appui financier de ALIDé en vue d’élever le niveau de leur activité. Fabei Blandine est âgée de 60 ans et est une veuve. Fabei Blandine est mère de six enfants, tous scolarisés et à sa charge. Fabei Blandine vit ensemble avec ses enfants, et assure leurs différentes charges. Fabei Blandine n'a pas fréquenté l’école. Depuis quinze ans, Fabei Blandine exerce comme activité, la vente de céréales (maïs, haricot) et d'igname ; ce qui lui permet de répondre sans grande difficulté aux besoins de sa famille. Dans le souci de mieux répondre aux exigences de sa clientèle, Fabei Blandine désire renforcer ses stocks de produits et rehausser le niveau de son activité. Pour ce faire, Fabei Blandine sollicite, ensemble avec les autres membres du groupe SANG DE JESUS, un troisième crédit auprès de ALIDé.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.