Kolu is 46 years old. She stopped her education in the 9th grade. She is married and lives in Airport with her 6 children between 8 and 24 that are in school. Her husband is a contractor. For ten years now she has been selling palm oil, rice, pepper, etc in the local market. She is requesting a loan to purchase more palm oil, rice, pepper, etc for her business. A problem she faces is that the transportation cost is high. In the future she wants to become a house owner.