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Specioza lives in Kampala, Uganda. She is single with two children and both her children go to school. She has no additional family members. She sells charcoal at the market. She sells her products on a retail basis. She has been in this business for the last 5 years. She works seven days a week. She has requested for a loan of 200,000 Uganda shillings from MCDT – SACCO to buy more bags of charcoal.

Her major business challenges are transportation and seasonality. Her goal and aspiration is to buy a plot of land and build a house. She lives in a rented house and the family has access to electricity but does not have access to piped water. Her monthly expenses include school fees and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 145
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 2,587.5
    Uganda Shillings (UGX) = $1 USD