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Gezim, who is 31 years old, is married and has two children ages six and eight years old. He currently works in a fast food shop with a very low salary. His wife stays at home and is a housewife, taking care of the children and home.

Gezim’s house is in need of some renovations because it has been a long time since he was able to repair his house.

Gezim is requesting a loan in order to buy new windows and doors. These renovations are necessary to be completed before the winter season, as they will help keep the house insulated and therefore warmer in the colder weather. As it is well known in Kosovo, the weather in the winter is cold and long.

In the future Gezim hopes to open a small farm with cows and sheep. His goal is to be able to save the money for children's future. Gezim wants to thank all Kiva lenders!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 33
    View loans »
    Kosovo Loans Fundraising
  • $1,948,125
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD
A loan of $1,975 helped Gëzim to by new windows and doors.
Repayment Term
22 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Oct 26, 2012
Currency Exchange Loss:
Nov 25, 2012