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Nael's Group
In this Group: Nael, Ndiaya, Mame Bineta, Astou, Aïssatou, Mame Bou Gaye, Dieynaba*, Fatou, Fatou, Thiane, Maïmouna, Ndeye Thioro, Amy, Fatou Mbaye, Ndama, Rose, Amy, Magatte, Anna, Satou, Dieynaba
* not pictured
This Banc Villageois was created on November 19, 2004. It is made up of 21 members who live in the same locality. They support each other in a spirit of solidarity and they live in good harmony. Their main activity is retail business, the fattening of livestock and the preparation of meals.

Nael, age 49, is standing on the right-hand side in the photo and raising her hand. She is married and the mother of nine children (four boys and five girls). Her main activity is the fattening of cattle. She is using her loan to buy an ox which she will raise for six months and then resell at a weekly market. Additionally, Nael prepares meals. She has been involved in this activity for ten years. After buying the ox, she will use the rest of her money to buy utensils for her food booth.

Her profits allow her to provide for her family, to contribute to her children's education, and to increase her savings.
View original language description ↓
Le Banc Villageois est créé depuis le 19 novembre 2004. Il est composé de 21 membres qui habitent dans la même localité. Ces membres sont solidaires entre eux et vivent dans la bonne entente. Elles ont comme activité principale le commerce, l'embouche et la restauration.
Nael, âgée de 49 ans, est debout à droite de la photo la main levée. Elle est mariée et mère de 09 enfants dont 04 garçons et 05 filles. Sa principale activité est l'embouche bovine. Avec le prêt, elle achète un bœuf qu'elle élève au bout de 06 mois, elle le revend dans les marchés hebdomadaires. Elle fait aussi de la restauration comme activité parallèle. Elle pratique cette activité depuis 10 ans. Après avoir acheté le bœuf, avec le restant de l'argent, elle achète des ustensiles pour renflouer sa gargote.
Les bénéfices lui permettent d'entretenir sa famille et participe à la scolarisation des enfants. Elle s'en sert aussi pour augmenter son épargne.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 47
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 502.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Nael's Group's $5,075 loan helped a member to fatten up cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Oct 8, 2012
Dec 1, 2012
Currency Exchange Loss:
May 17, 2013