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Ambreen's Group
In this Group: Ambreen, Farhat, Akbar, Azra, Musarat, Imtiaz, Gulshan, Gulnaz
Ambreen is a 23-year-old woman who lives in Rawalpindi, Pakistan, with her husband, daughter and son. Her son is a one-year-old, and her daughter is ten and in the fifth grade. Her husband is a painter, and his income is not sufficient to meet all the household expenses.

Ambreen is a very hardworking and independent woman. By sewing clothes, she helps her husband to provide for the family's needs and her children's education expenses. She has been operating her business very efficiently and honestly, for the past two years, and her clients always appreciate her work.

Ambreen, is a member of an eight-person borrowing group that has requested a loan from Kiva partner BRAC Pakistan. With her share of the loan, she will buy a new sewing machine, so that she can work more efficiently in the future. Ambreen and her family live in a rented house; she dreams of living in her own home. She also wants to increase her business and to provide a quality education to her children. She is very thankful to the BRAC and Kiva teams.

Note: In the picture, Ambreen is holding a pass book.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 311
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 95.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ambreen's Group's $2,000 loan helped a member to purchase a new sewing machine for her tailoring business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Nov 3, 2012
Currency Exchange Loss:
Aug 17, 2013