Anselim is a 39-year-old farmer in Nkubu County, Kenya, where he lives with his wife and one child, who is in school. He has been in farming for eight years. He produces coffee, bananas, maize, and beans, which he sells locally. He also runs a retail shop and has a motorbike business as additional sources of income.
He is requesting a 50,000 KES loan from Juhudi Kilimo to purchase irrigation equipment to help improve his production, which will increase his income from selling the the produce and enable him to pay his child's school fees.
Poor weather conditions are his main challenge in farming. He aspires to be a prominent farmer in the future.
He appreciates Juhudi Kilimo's faster way of processing loans.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.