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Elsie is 50 years old and a widow with four children. Elsie works hard to provide for her family. She runs a general store in the Philippines and has requested a loan of 29500 PHP through NWTF to buy items to sell in her general store.

Elsie has borrowed and paid 17 loans from NWTF before this loan. She has been running the general store for 9 years and also earns an income from a junk shop, motorcycle transport, and raising pigs.

Elsie aspires to build and expand her business to secure the financial stability of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1812
    View loans »
    Philippines Loans Fundraising
  • $60,919,225
    Funds lent in using Kiva
  • 41.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Elsie to buy items to sell in her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Oct 26, 2012
Currency Exchange Loss:
Feb 15, 2013