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Shazia's Group
In this Group: Shazia , Shameem, Sonia, Shaheen , Zareena, Aziz, Syeda, Ghazala, Sajida, Nazma
Shazia is a 30-year-old hardworking housewife. She lives with her husband, two daughters and a son in Punjab, Pakistan. All of her children are students. Since 2008, her husband has been running his own general store, and he works very hard to meet his family's needs. He needs additional capital for the growth of his business so that he can increase his net income.

For that reason, his wife Shazia, as a member of a 10-person lending group, has requested a loan from Kiva's partner BRAC Pakistan. This loan amount will help her husband to purchase a variety of products like soap, shampoo, soft drinks, crockery, etc. for the general store, to satisfy the needs of his customers more professionally as well as to increase his savings for the better future of his children.

Shazia and her husband are very hopeful that the loan will be a lucky and productive one for their family. She dreams that her children will have a better and successful future. Note: In the picture, Shazia holds a passbook in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 111
    View loans »
    Pakistan Loans Fundraising
  • $13,297,575
    Funds lent in using Kiva
  • 95.4
    Pakistan Rupees (PKR) = $1 USD
A portion of Shazia's Group's $2,375 loan helped a member to purchase a variety of products for her husband's general store.
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Nov 3, 2012
Currency Exchange Loss:
Dec 3, 2012