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Josephine sells onions, garlic and bananas inside Santiago's public market. She lives with her long-term partner and their two children. She has been running her rented stall since 1986. She is thankful that she has been able to cover all of her household needs and gain better profits for such a long period of time. Now, she would like a loan of 30,000 PHP, which she will use to buy additional stocks of bananas, onions and garlic. Josephine is hoping for continuous financial support from lenders so she can satisfy customer demand and obtain greater income for her family's sustenance and well-being. In addition, she wants to educate her two children and give them a bright future someday.

In the business picture, the client is wearing a yellow shirt while the project officer in-charge is wearing white and violet.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1215
    View loans »
    Philippines Loans Fundraising
  • $63,454,575
    Funds lent in using Kiva
  • 41.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Josephine to buy stocks of onions, bananas and garlic for her stall.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Nov 3, 2012
Currency Exchange Loss:
Mar 15, 2013