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Jamshed is a young man who is 25 years old and works as a carpenter. He is married with one child. He has been working as a carpenter for nearly 12 years and he has stable work. Jamshed makes wooden tables and chairs and he has many clients. Carpentry is his only source of income. On receiving his loan, Jamshed would like to buy a desk and furniture paints. It is his dream for his child to study at the best institutions and this is why he works so hard. Jamshed thanks Arvand and is very glad that people can improve their living conditions with the help of such organizations.
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Чамшед молодой парень в возрасте 25 лет. Он плотник. Чамшед женат имеет одного ребенка. Он почти уже 12 лет работает потником и у него стабильная работа. Он производит столы и стулья из дерева. У него очень много клиентов. Это его единственный доход. На полученный кредит Чамшед хочет закупить доски и мебельные краски. Он мечтает чтобы его ребенок учился в лучших учебных заведениях и поэтому усердно трудится. Чамшед благодарит Арванд и очень рад что с помощью таких организаций люди могут улучшить свои условия проживания.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,910,850
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Jamshed to buy furniture paint.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Oct 23, 2012
Currency Exchange Loss:
Nov 17, 2013