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Hurmat is 48 and married with four children, three sons and one daughter. Hurmat fattens cows, sheep, and goats on her farm. Her younger son helps her fatten and trade livestock. Hurmat's husband is a supervisor on a dekhan farm, and her older sons are handymen.
Hurmat wants to grow her livestock business because she receives good profits from this business. She plans to spend her loan on buying more cows to increase her profits. Hurmat hopes to improve her living conditions and thanks Arvand for its financial support.
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Хурмат женщина в возрасте 48 лет. Она замужем имеет четверых детей. Троих сыновей и одну дочь. Хурмат занимается откармливанием крупно рогатого скота и мелко рогатого скота у себя дома. Младший сын помогает ей по откармливанию и купле продажи скота . Ее муж работает бригадиром в деканском хозяйстве. Старшие сыновья работают разнорабочими. Хурмат хочет развивать свой бизнес по выращиванию скота потому что хороший доход у них от этой деятельности. На полученный кредит она планирует увеличить количество коров чтобы получит больше прибыли. Хурмат очень старается улучшить условия проживания и очень благодарна Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 111
    View loans »
    Tajikistan Loans Fundraising
  • $29,890,125
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Hurmat to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 14, 2012
Oct 22, 2012
Currency Exchange Loss:
Nov 17, 2013