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Tojimurod is a resident of J. Rumi district. He is 43 years old and married. He has three children. Tojimurod's wife is seamstress. Tojimurod raises crops, working on a small, family-owned farm. He has been in this field for several years already.

Tojimurod is taking out a loan to purchase a sewing machine for his wife. He wants her to start her own business. His wife dislikes being photographed, which is why Tojimurod is the only one in the photo.
View original language description ↓
Точимурод житель района Дж. Руми. Он женат. Ему 43 года. У него трое детей. Жена Точимурода портниха. Сам Точимурод занимается растениеводством, он работает в дехканском хозяйстве. В этой области он уже несколько лет.
Точимурод берет кредит для приобретения швейной машинки для своей жены. Он хочет чтобы она начала свою деятельность. Его жена не любит фотографироваться, поэтому Точимурод один на фотографии.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 117
    View loans »
    Tajikistan Loans Fundraising
  • $29,882,225
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Tojimurod to purchase a sewing machine so that his significant other can practice her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 22, 2012
Currency Exchange Loss:
Apr 17, 2013