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Azra's Group
In this Group: Azra, Iqbal, Shamim, Shamim, Anwar, Parveen, Parveen, Shabana, Surya
Azra is a 45-year-old divorced woman. She lives in Pakistan with her husband, 3 daughters and 2 sons. One of her sons is a salesman while the other one runs his own service station. Since 2007, Azra herself has been running a clothing shop, which is a very successful business. She is interested in growing her business by purchasing new materials, like ladies' suits, bedsheets, shirts, etc. for the shop.

As a member of a 9-person lending group, she has requested a loan from Kiva's partner, BRAC Pakistan. With the profit amount she is interested in opening a new shop. She dreams of her children's better future. She wants to live a good and simple life with her family. Salam and many thanks from her to all the staff of Kiva and BRAC Pakistan. Note: In the picture Azra holding a pass book in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 334
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 95.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Azra's Group's $2,025 loan helped a member to purchase new materials for her clothing shop.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 13, 2012
Nov 3, 2012
Currency Exchange Loss:
Aug 17, 2013