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Thoy's Group
In this Group: Thoy, Sok
Thoy, a 41-year-old married mother, lives in a rural area of the Kror Kor district of Pursat province, Cambodia. She has one child to take care of. To make a living, Thoy has been farming rice and raising pigs for twenty-one years. In addition, she also weaves mats in the local area to earn additional income for her family. The current business earns her approximately 14,000 KHR per day, and she manages to save about 9,000 KHR per day after daily expenses. Insufficient working capital is still the main challenge for supporting her current business.

Thoy has been with VisionFund for five cycles and has completely paid back the past loans, and the other member has been with VisionFund for two cycles. Thoy has wisely used the past loan to improve her family's living conditions, and now she is confident to make a better living. She is leading her group of two to request another loan of 1,000,000 KHR each. As the leader, she is going to use her portion to buy pig feed for nourishing her pigs. She hopes to fatten her pigs so that she can sell them for a good price and improve her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 287
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,027.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Thoy's Group's $500 loan helped a member to buy pig feed for nourishing her pigs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Nov 5, 2012
Currency Exchange Loss:
Apr 17, 2013