Fofoga is 51 years old and married. She has four children. She runs a small business selling sandwiches, soft drinks, snacks, etc., in her community and has been doing this for many years. Fofoga has requested a loan to buy more supplies, such as a cooler, soft drinks, and other products she needs. She joined SPBD in 2010 to gain access to capital. With her earnings, Fofoga will save her profits to improve her household conditions and to pay for her children's education
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.