Paulina I. is 39 years old, married, and has three children. She lives in Benin City, Edo state, Nigeria, and earns income hawking and selling female shoes and clothes. Paulina learnt this business by herself, and has been involved in it for 5 years now. Currently, Paulina needs a loan of US$1,200 to buy more female shoes and clothes for sale, so as to increase her profit and be able to take better care of her children and family's needs.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20