Laulauatumua is a 47-year-old married woman with four children. She has a small plantation and grows taro to earn a living. She has been doing this for many years. Laulauatumua has requested a loan to buy chemicals, fertilizer, weed spray, a saw chain, and a wheelbarrow. She has been a member of SPBD since 2008. With her profits, Laulauatumua hopes to save up for her business needs and for her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.