Dorothy is a 23-year-old married woman with two children. She would like to start growing vegetables to earn a living. Dorothy has requested a loan to buy vegetable seeds, chemicals, a shovel, and gloves to start her business.
She has been a member of SPBD for three years. Dorothy will spend her profits to pay for her children’s education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.