Percy is a very hardworking young man, and above all, he has a strong desire to get ahead. With great effort, he managed to earn a technical degree in mechanics. Thanks to that education, he has a small welding business, but he also really likes agriculture; he has a small parcel on which he has planted corn. He works about nine hours a day and he feels that it is going well because he really likes what he does and above all, because of his desire to succeed.
Percy is very grateful to the Kiva lenders, because thanks to the help they have given him, he will be able to buy a bigger welding machine. This will allow him to be able to do his welding work better and to have a better income so that he can continue struggling toward making his greatest dream a reality: to have his own house.
Percy esta muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar una maquina de soldar de mayor tamaño, lo que le permitirá poder realizar mejor su trabajo de soldadura y le permitirá tener mejorar sus ingresos, así seguirá luchando para poder hace realidad su mas grande sueño:” Tener su casa propia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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