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Ronald Percy
Percy is a 25-year-old young man. He lives in the city of Ica, which is known for its warm and welcoming atmosphere and especially its agriculture, including the cultivation of grapes, cotton, asparagus, and other crops.

Percy is a very hardworking young man, and above all, he has a strong desire to get ahead. With great effort, he managed to earn a technical degree in mechanics. Thanks to that education, he has a small welding business, but he also really likes agriculture; he has a small parcel on which he has planted corn. He works about nine hours a day and he feels that it is going well because he really likes what he does and above all, because of his desire to succeed.

Percy is very grateful to the Kiva lenders, because thanks to the help they have given him, he will be able to buy a bigger welding machine. This will allow him to be able to do his welding work better and to have a better income so that he can continue struggling toward making his greatest dream a reality: to have his own house.
View original language description ↓
Percy es u joven de 25 años de edad, vive en la ciudad de Ica, la cual se caracteriza por tener un clima muy cálido y acogedor y sobre todo se desarrolla la agricultura, en especial el cultivo de uva, algodón, esparrago, entre otros. Percy es un joven muy trabajador, y sobre todo con muchas ganas de salir adelante, con mucho esfuerzo logro estudiar la carrera técnica de mecánica, gracias a ello tiene su pequeño negocio de soldadura, pero también le gusta mucho la agricultura y por ello tiene una pequeña parcela en la cual ha sembrado maíz, él trabaja alrededor de 9 horas al día y el cree que le va bien porque le gusta mucho lo que hace y sobre todo por sus ganas de salir adelante.

Percy esta muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar una maquina de soldar de mayor tamaño, lo que le permitirá poder realizar mejor su trabajo de soldadura y le permitirá tener mejorar sus ingresos, así seguirá luchando para poder hace realidad su mas grande sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 92
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Ronald Percy to purchase welding equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Oct 22, 2012
Currency Exchange Loss:
Dec 17, 2013