Marcelina is a very hardworking woman and, above all, a cheerful and determined spirit. Day after day, she works in the laundry department of a business in her city. She works about eight hours a day, and she also offers an in-home laundry service to her neighbors. She is very well-known and this service provides extra income for her household expenses. She believes that her business is going well because she is very responsible and especially because she has a strong desire to get ahead.
Marcelina is very grateful to the Kiva lenders; thanks to their help, she will be able to buy a new washing machine and new irons so that she can offer her laundry service to other businesses. By doing that, she will be able to improve her income and continue struggling every day to be able to realize her greatest dream: to have a chain of laundromats and support her daughter and her granddaughter.
Marcelina esta muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar una lavadora y planchas nuevas para poder brindar su servicio de lavandería a otras empresas, con lo cual ella podrá mejorar sus ingresos y así seguir luchando cada día para poder hacer realidad su mas grande sueño:” Tener una cadena de lavanderías y apoyar a su hija y a su nieta”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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