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Marcelina lives in the city of Nazca, which is known for its very warm and welcoming atmosphere and its agriculture, especially the cultivation of prickly pear, cotton, butter beans, and other crops. Marcelina has been through many difficult times, especially when life circumstances left her a widow and she had to struggle very hard to provide for her daughter. Her daughter is now an adult and has given her a wonderful granddaughter whom Marcelina loves very much and spoils rotten.

Marcelina is a very hardworking woman and, above all, a cheerful and determined spirit. Day after day, she works in the laundry department of a business in her city. She works about eight hours a day, and she also offers an in-home laundry service to her neighbors. She is very well-known and this service provides extra income for her household expenses. She believes that her business is going well because she is very responsible and especially because she has a strong desire to get ahead.

Marcelina is very grateful to the Kiva lenders; thanks to their help, she will be able to buy a new washing machine and new irons so that she can offer her laundry service to other businesses. By doing that, she will be able to improve her income and continue struggling every day to be able to realize her greatest dream: to have a chain of laundromats and support her daughter and her granddaughter.
View original language description ↓
Marcelina vive en la ciudad de Nazca, ciudad que se caracteriza por tener un clima muy cálido y acogedor, se desarrolla la agricultura en especial el cultivo de tuna, algodón, pallares, entre otros. Marcelina ha pasado por muchos momentos difíciles, sobre todo cuando debido a circunstancias de la vida quedo viuda y tuvo que luchar muy duro para poder sacar adelante a su hija, la cual ahora es mayor de edad y quien le ha dado una nieta maravillosa a la cual quiere muchísimo y a quien consiente mucho. Marcelina es una mujer muy trabajadora y sobre todo tiene un espíritu alegre y luchador. Día a día Marcelina trabaja en una empresa de su ciudad en el área de lavandería, trabaja alrededor de 8 horas al día, en casa también Marcelina ofrece sus servicios de lavandería a sus vecinos ya que es muy conocida y con ello tiene un ingreso extra para los gastos del hogar; ella cree que le va bine en su trabajo porque es muy responsable y sobre todo tiene muchas ganas de salir adelante.

Marcelina esta muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar una lavadora y planchas nuevas para poder brindar su servicio de lavandería a otras empresas, con lo cual ella podrá mejorar sus ingresos y así seguir luchando cada día para poder hacer realidad su mas grande sueño:” Tener una cadena de lavanderías y apoyar a su hija y a su nieta”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $57,975,725
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Marcelina to buy a washing machine and irons.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Oct 22, 2012
Currency Exchange Loss:
Dec 17, 2013